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Dave Ramsey Followers?

January 26th, 2025 at 05:44 pm

Over the last several years (probably decades by now), my personal finance journey has inevitably led me to many websites, news articles, talking heads, TV and radio shows, podcasts and more.  They all proclaim to have the solution to your personal finance challenges, whether it be getting out of debt, budgeting, saving for retirement, etc.  

Early on I started listening to Dave Ramsey on a regular basis.  His advice was practical, easy to understand and seemed like a very common sense approach to managing money.  I followed his

Text is debt snowball and Link is https://savvyfinanceguide.com/crush-your-debt-with-the-power-of-the-debt-snowball-method-a-proven-strategy-for-financial-freedom
debt snowball method and the "baby steps", and have been successful getting out of debt.  All that remains is my mortgage (which is at a very low interest rate and very manageable), and I have savings for retirement, kid's college and more.  

In these ways I am very supportive of Dave Ramsey and his mission, as his methods have had a profoundly positive effect on my financial well being.  Lately however, it seems that his radio shows and advice have become a lot more political in nature.  This has been a big turnoff for me, as personal finance is not something that should be politically motivated or influenced.  Are there any other Dave Ramsey followers out there?  If so, are you seeing the same shift in his message? 

It's really sad for me as his radio show is almost unlistenable at this point.  Something that was a cornerstone of my week and kept me in the right mindset and motivated while paying down debt now feels like something I need to leave behind.  

Posted in Budgeting, Debt, Personal Finance | 11 Comments »

11 Responses to “Dave Ramsey Followers?”

  1. Petunia 100 Says:
    January 26th, 2025 at 06:06 pm 1737914774
    1737914774

    I wouldn't call myself a follower, but at one time I did enjoy listening to his show. I stopped a long time ago though, because I disliked the tone he would sometimes use. He came across as very authoritarian which just is not at all something which appeals to me. But there is no question that he is a marketing genius.

    There are a lot of Dave Ramsey followers on social media; perhaps you could get your daily dose of motivation that way?

  2. rob62521 Says:
    January 26th, 2025 at 07:56 pm 1737921366
    1737921366

    I'm not sure I'm what one would term as a follower, but I have read many of his books and articles, but have noticed the change in what is going on. It's almost like he's selling out to get a different following.

  3. mumof2 Says:
    January 27th, 2025 at 12:14 am 1737936850
    1737936850

    I have read some of his stuff but living in australia we use the barefoot investor not dave ramsey as we do things a little different here...but I do like the basic steps of dave ramsey

  4. Tabs Says:
    January 27th, 2025 at 02:44 am 1737945888
    1737945888

    I am definitely NOT a Dave Ramsey follower.

    To be fair, he is a good person to listen to in the beginning steps towards financial freedom, where the mentality to start saving and snowball down debts are paramount.

    After that though, he gives poor financial advice, particularly when it comes to investing and leveraging debt.

    Adding politics on top of that just makes it even worse.

  5. anonymous Says:
    January 27th, 2025 at 02:51 pm 1737989480
    1737989480

    I also have enjoyed Dave's show up to a point. I like that his plan to get out of debt is so simple. I have deviated from it in a couple of respects, but that is my choice. I have also found his show to be somewhat political and preachy and I have gotten everything I need from it, so I don't watch it anymore. And if you need a reminder of the baby steps, just go to his website or get his Total Money Makeover book from a library.

  6. GoodLiving Says:
    January 29th, 2025 at 09:49 pm 1738187355
    1738187355

    I knew early on, he was not my people.

  7. LivingAlmostLarge Says:
    January 30th, 2025 at 11:04 pm 1738278290
    1738278290

    I like to listen to the podcasts where he tells people to pay off debt! I rarely listen though. And usually he's not on but his daughter and employees

  8. Amber Says:
    January 31st, 2025 at 08:49 am 1738313365
    1738313365

    Before Dave I followed his method, was paying down debt. I found him one night on my way home from a second job. Started listening and continued to follow. His advice on debt, and how to handle, I think works.

    Fast forward. I stop listening because I found him to be very arrogant and disrespectful to callers. His rants were no longer funny. Then there was the firing of a female employee who was pregnant out of wedlock, for a man who follows God’s principles, I found it to be hypocritical, doesn’t God extends grace? Forgiveness? Here he is a man of God who refuses to do so.

    Not to mention, after he learned about Chris’ adulterous behavior, he did not terminate.

  9. Petunia100 Says:
    February 3rd, 2025 at 08:40 pm 1738615237
    1738615237

    I find that to be very hypocritical too, Amber. On the one hand to state that one is pro-life meanwhile on the other hand one deliberately cuts off the income stream of a single pregnant woman.

  10. Petunia100 Says:
    February 3rd, 2025 at 08:42 pm 1738615367
    1738615367

    and I should have added...specifically because she is pregnant.

  11. LivingAlmostLarge Says:
    February 6th, 2025 at 01:34 am 1738805655
    1738805655

    I had to look up and wow on chris hogan. His wife wrote a really nice article about how they treated her. Crazy.

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